目錄
簡介 Intro
銀行，信貸和其他投資經理計劃，組織，指揮，控制和評估金融機構或類似企業內的業務部門的各項活動，或工業和商業機構的信貸部門的活動。他們負責業務發展，並按照既定的戰略方向和政策管理整體性能。銀行經理受僱於銀行，信託公司和信用社。信貸經理受僱於信貸部門，百貨公司，公用事業公司，汽車經銷商，保險公司或其他工業或商業組織。其他投資經理受僱於信用卡公司，消費貸款公司，投資公司，共同基金，抵押貸款投資公司或其他發放貸款，融資和投資的金融機構。
Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments.
主要職責 Main Duties
0122 銀行經理執行部分或全部下列職責：Banking managers perform some or all of the following duties:
- 計劃，組織，指揮，控制和評估銀行，信託公司，信用社或類似金融機構的分支業務或負責管理個人和商業貸款，買賣證券，經營投資基金，管理信託基金，固定資產或其他相關活動的相關部門的分支業務。
- Plan, organize, direct, control and evaluate the branch operations of a bank, trust company, credit union or similar financial institution or of a department in such an institution responsible for administering personal and commercial loans, buying and selling securities, operating investment funds, administering trusts, settling estates or other related activities
- 確保該機構的政策和程序按照既定方向執行發展，並提出改進建議
- Ensure the institution’s policies and procedures are followed according to established guidelines and make recommendations for improvement
- 發展業務關係網，促進銷售，貸款，投資及其他銀行服務的發展，吸引企業和個人客戶
- Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers
- 調研企業和個人客戶，回應客戶諮詢
- Interview corporate and individual customers and respond to customer enquiries
- 分析，審查並按照授權範圍批准或拒絕貸款和信貸申請
- Analyze, review and approve or reject loan and credit applications in accordance with authorized limits
- 監控處理貸款申請及資信調查
- Monitor processing of loan applications and credit investigations
- 監督編制月度財務和分支進展報告
- Oversee preparation of monthly financial and branch progress reports
- 招募員工，並確定他們的培訓需要。
- Recruit personnel and identify their training needs.
0122 信貸經理執行部分或全部下列職責：Credit managers perform some or all of the following duties:
- 計劃，組織，指揮，控制和評估工業或商業組織信貸部門的活動
- Plan, organize, direct, control and evaluate the activities of a credit department in an industrial or commercial organization
- 管理企業，商業和個人貸款賬戶
- Administer corporate, commercial and personal loan accounts
- 向客戶推薦與其需求一致的商業和個人金融服務
- Advise customers on the commercial and personal financial services corresponding to their needs
- 評估和審查信貸申請及抵押，並提出建議
- Evaluate and review loan and credit applications and collateral and make recommendations
- 按照授權範圍批准或拒絕信貸申請，建立信貸限額，並確定還款計劃或還款時間安排
- Approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits
- 確保收集逾期或拖欠帳戶
- Ensure collection of overdue or delinquent accounts
- 根據既定的指導方針和現行法律，確保遵守信貸政策和程序
- Ensure credit policies and procedures are followed according to established guidelines and applicable legislation
- 準備信貸和貸款報告
- Prepare credit and loan reports
- 招聘信貸人員，確定培訓需求。
- Recruit credit personnel and identify their training needs.
任職要求 Employment Requirements
- 通常需要工商管理，電子商務，經濟學或相關領域的大學學位或大專文憑
- A university degree or college diploma in business administration, commerce, economics or a related field is usually required.
- 大型商業貸款的管理職位可能需要工商管理，金融或管理科學碩士學位
- A master’s degree in business administration, finance or management science may be required for the management of large commercial loans.
- 可能需要公認的財務資格（CFA、CFP、CIM 或其他）。
- A recognized financial designation may be required (CFA, CFP, CIM or others).
- 通常需要具備公司或其他管理培訓計劃的經驗。
- Completion of company or other management training programs is usually required.
- 多年行業內的工作經驗，包括監管經驗
- Several years of experience within the industry, including supervisory experience, are required.
所有職稱 All Titles
- 客戶經理 – 銀行、信貸和投資 Accounts manager – banking, credit and investment
- 區域經理 – 銀行、信貸和投資 Area manager – banking, credit and investment
- 分行副理 – 銀行、信貸與投資 Assistant branch manager – banking, credit and investment
- 助理消費信貸經理 Assistant consumer credit manager
- 助理企業銀行服務經理 Assistant corporate banking services manager
- 信貸經理助理 Assistant credit manager
- 助理營運經理 – 銀行、信貸和投資 Assistant operations manager – banking, credit and investment
- 助理區域經理 – 銀行 Assistant regional manager – banking
- 銀行分行經理 Bank branch manager
- 銀行董事 Bank director
- 銀行經理 Bank manager
- 銀行帳戶經理 Banking accounts manager
- 銀行中心經理 Banking centre manager
- 銀行業務經理 Banking operations manager
- 分行行政經理 – 銀行、信貸和投資 Branch administrative manager – banking, credit and investment
- 分行經理 – 銀行、信貸和投資 Branch manager – banking, credit and investment
- 收集中心經理 Collection centre manager
- 收藏經理 Collection manager
- 收款經理 – 銀行或信託公司 Collection manager – bank or trust company
- 商務專員 Commercial attaché
- 商業銀行經理 Commercial banking manager
- 商業抵押貸款客戶經理 Commercial mortgages accounts manager
- 商業抵押貸款經理 Commercial mortgages manager
- 消費信貸管理實習生 Consumer credit management trainee
- 消費信貸服務經理實習生 Consumer credit services manager trainee
- 企業客戶經理 – 銀行、信貸和投資 Corporate accounts manager – banking, credit and investment
- 企業銀行中心經理 Corporate banking centre manager
- 企業服務經理 – 銀行、信貸和投資 Corporate services manager – banking, credit and investment
- 企業信託服務經理 Corporate trust services manager
- 信貸和帳戶經理 Credit and accounts manager
- 信貸及催收部經理 Credit and collection department manager
- 信貸和收款經理 Credit and collection manager
- 信貸審核及市場開發經理 Credit approval and market development manager
- 信貸領域協調員 Credit area coordinator
- 信用卡中心經理 Credit card centre manager
- 信用卡公司營運經理 Credit card company operations manager
- 信貸經理 Credit manager
- 信用合作社經理 Credit union manager
- 金融服務經理 Financial services manager
- 國際銀行經理 International banking manager
- 投資經理人 – 銀行或信託公司 Investment manager – bank or trust company
- 投資經理 – 銀行、信貸和投資 Investment manager – banking, credit and investment
- 貸款和信貸經理 – 銀行或信託公司 Loan and credit manager – banking or trust company
- 貸款經理 Loans manager
- 實習貸款經理 Loans manager trainee
- 抵押貸款和消費信貸經理 Mortgage and consumer credit manager
- 抵押貸款經理 Mortgage manager
- 營運經理 – 銀行、信貸和投資 Operations manager – banking, credit and investment
- 個人服務經理 – 銀行、信貸和投資 Personal services manager – banking, credit and investment
- 個人信託經理 Personal trust manager
- 區域銀行經理 Regional bank manager
- 區域收款經理 Regional collection manager
- 區域信貸經理 Regional credit manager
- 高級客戶經理 – 銀行、信貸和投資 Senior accounts manager – banking, credit and investment
- 高階經理 – 個人金融服務 Senior manager – personal financial services
- 信託公司分行經理 Trust company branch manager
- 信託公司投資經理 Trust company investment manager
- 信託公司經理 Trust company manager
不包括職稱 Exclusions
- 高級管理人員 – 財務，通信和其他商業服務Senior managers – financial, communications and other business services [00012]
- 其他商務服務經理 Other business services managers [10029]
- 按揭經紀經理(保險，房地產和金融經紀經理)Mortgage brokerage managers (in [10020] Insurance, real estate and financial brokerage managers )