目錄
簡介 Intro
財務及投資分析員蒐集並分析財政信息，例如經濟預測，交易量和資金，公司財政背景，歷史業績和股票發展趨勢，基金和其他投資工具，以便為公司和客戶提供財政和投資融資建議。他們的研究和評價領域涉及接管投標，股票出售和併購。財務分析員受僱於大範圍的公共企業和私企，例如銀行，經紀行，保險公司，投資公司，製造公司，信託公司，公用事業公司和幫助首次公開招股的公司確定發行價格和銷售股票給公眾的公司。投資分析員主要受僱於經紀行和基金管理公司。
Financial and investment analysts collect and analyze financial information such as economic forecasts, trading volumes and the movement of capital, financial backgrounds of companies, historical performances and future trends of stocks, bonds and other investment instruments to provide financial and investment or financing advice for their company or their company’s clients. Their studies and evaluations cover areas such as takeover bids, private placements, mergers or acquisitions. Financial analysts are employed by a wide range of establishments throughout the private and public sector, such as banks, brokerage houses, insurance companies , investment companies, manufacturing firms, trust companies, utility companies and underwriting firms. Investment analysts are employed primarily by brokerage houses and fund management companies.
發展為管理職位的，例如證券經理，有工作經驗亦可
Progression to management positions, such as securities manager, is possible with experience.
主要職責 Main Duties
財務分析員主要職責:
- 評估金融風險，進行財政預測，準備金融場景和其他有關資金管理的文件，並撰寫報告和給出建議
- Evaluate financial risk, prepare financial forecasts, financing scenarios and other documents concerning capital management, and write reports and recommendations
- 計劃短期和長期現金流動並對財政狀況進行評估
- Plan short- and long-term cash flows and assess financial performance
- 分析投資項目
- Analyze investment projects
- 就投標合同和要求給出財務方面的建議
- Advise on and participate in the financial aspects of contracts and calls for tender
- 跟踪金融支持者的相關財務項目
- Follow up on financing projects with financial backers
- 發展，實踐並通過金融工具管理和分析金融投資組合
- Develop, implement and use tools for managing and analyzing financial portfolio
- 為債務投資組合進行常規風險預測
- Prepare a regular risk profile for debt portfolios
- 協助準備操作和投資預算
- Assist in preparing operating and investment budgets.
- 制定和更新財務或財政政策。
- Develop and update financial or treasury policies.
投資分析員主要職責:
- 利用日常股票和債券報告，經濟預測，交易額，金融期刊，證券手冊，公司財政狀況和其他財政報告和發表期刊蒐集公司財政和投資信息，股票，債券和其他投資方式
- Collect financial and investment information about companies, stocks, bonds and other investments using daily stock and bond reports, economic forecasts, trading volumes, financial periodicals, securities manuals, company financial statements and other financial reports and publications
- 調查分析蒐集的財務和投資信息，包括公司檔案，股票和債券價格，收益和未來的發展趨勢，以及其他投資信息
- Examine and analyze financial and investment information collected, including profiles of companies, stock and bond prices, yields and future trends and other investment information
- 向客戶，公司高級管理人員，養老基金經理，安全代理和相關人員提供投資建議
- Provide investment advice and recommendations to clients, senior company officials, pension fund managers, securities agents and associates
- 準備公司和企業的經濟前景分析報告，簡介資料和相關報告
- Prepare company, industry and economic outlooks, analytical reports, briefing notes and correspondence.
任職要求 Employment Requirements
- 商業，企業管理，經濟學專業學士學，需要在職培訓，相關課程和項目A bachelor’s degree in commerce, business administration or economics and On-the-job training and industry courses and programs are usually required.
- 工商管理碩士學位或者財政學碩士（財政方向）
- A master’s degree in business administration (MBA) (concentration in finance) or in finance may be required.
- 一些雇主可能要求經美國特許金融分析師協會認可的特許財務分析師
- The Chartered Financial Analyst (CFA) designation, available through a program conducted by the Institute of Chartered Financial Analysts in the United States, may be required by some employers.
- 一些雇主可能會要求其他資格，例如特許專業會計師 (CPA) 和註冊財務專業人士 (CTP)。
- Other designations, such as Chartered Professional Accountant (CPA) and Certified Treasury Professional (CTP), may be required by some employers.
所有職稱 All Titles
- 助理財務分析師 Assistant financial analyst
- 債券分析師 Bond analyst
- 註冊金融分析師 Chartered financial analyst
- 企業投資顧問 Corporate investment adviser
- 成本財務分析師 Cost financial analyst
- 財務與商業事務分析師 Finance and commercial affairs analyst
- 財務分析顧問 Financial analysis consultant
- 金融分析師 Financial analyst
- 金融服務經濟分析師 Financial services economic analyst
- 金融服務研究員 Financial services research associate
- 財政預測顧問 Fiscal projections consultant
- 投資分析師 Investment analyst
- 投資顧問 Investment consultant
- 初級金融分析師 Junior financial analyst
- 貨幣市場分析師 Money market analyst
- 共同基金分析師 Mutual fund analyst
- 投資組合經理 Portfolio manager
- 區域金融分析師 Regional financial analyst
- 證券分析師 Securities analyst
- 證券研究分析師 Securities research analyst
- 高級金融分析師 Senior financial analyst
- 資深投資官 Senior investment officer
- 高階規劃與回報分析師 Senior planning and return analyst
- 高階規劃與收益分析師 Senior planning and yield analyst
- 高階資金分析師 Senior treasury analyst
- 財資分析師 Treasury analyst
- 資金經理 Treasury manager
不包括職稱 Exclusions
- 經濟發展官員 Economic development officers (in 41402 Business development officers and marketing researchers and consultants )
- 經濟學者 Economists (in 41401 Economists and economic policy researchers and analysts )
- 財務預算員 Financial planners (in 11102 Other financial officers )
- 證券代理， 投資經濟人 Securities agents, investment dealers and brokers (11103)