目錄
簡介 Intro
此單元組包括其他未分類專業融資職稱，如理財規劃師，金融審查員和檢查員，金融調查員，金融承銷商，抵押貸款經紀人和信託官員。他們受僱於銀行，信託公司，投資公司和政府，或者有可能成為自僱人士。
This unit group includes professional occupations in finance not elsewhere classified such as financial planners, financial examiners and inspectors, financial investigators, financial underwriters, mortgage brokers and trust officers. They are employed by banks, trust companies, investment firms and governments, or they may be self-employed.
隨著經驗積累，可能晉升為財務管理職位。
Progression to financial management positions is possible with experience.
儘管這類職位要求具備較高的培訓和資格，但是從事該職業的人還是需要不斷更新自己的技能和追求專業發展。
While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.
主要職責 Main Duties
- 理財規劃師為客戶制定個人理財計劃，涵蓋現金管理，財務，保險保障，投資，退休和遺產規劃，稅收和法律事項;分析客戶的財務記錄，設定目標和製定金融戰略，建議客戶實施財務計劃，以幫助他們實現自己的目標，也可以安排用於購買和出售金融產品和投資，取決於其所持執照，並監控證券投資組合，以確保其質量和盈利能力，並幫助拓展業務，吸引新客戶。
- Financial planners develop personal financial plans for clients covering cash management, finances, insurance coverage, investments, retirement and estate planning, taxes and legal matters; analyze clients’ financial records, set goals and develop a financial strategy; advise clients on implementing the financial plan to help them achieve their goals; may also arrange for the purchase and sale of financial products and investments depending on the licence held, and monitor the portfolio to ensure its quality and profitability; and help to expand business and attract new clients.
- 財務審查員和檢查員審查和檢查銀行，信託公司，信用社，大眾銀行，貸款公司，房地產公司，保險公司，養老基金，證券經紀及其他金融服務和機構，以確保符合監管法律和法規。
- Financial examiners and inspectors review and examine banks, trust companies, credit unions, caisses populaires, credit companies, real estate companies, insurance companies, pension funds, securities brokers and other financial services and institutions to ensure compliance with governing legislation and regulations.
- 金融調查員調查可能存在不道德行為或違反證券或商品期貨法律的人士或公司，該公司或人事進行證券和商品期貨貿易，或提供相關的金融服務。
- Financial investigators investigate possible unethical conduct or breaches of securities or commodity futures laws by persons or companies that trade in securities and commodity futures or that provide related financial services.
- 金融承銷商承銷新發行的股票和債券，與企業和政府談判，以確定新發行的證券的種類和條款，並準備發行說明書。
- Financial underwriters underwrite new issues of stocks and bonds, negotiate with corporations and governments to determine the type and terms of new securities issued and prepare offering prospectuses.
- 信託人員管理房地產，個人，慈善，企業和其他信託類型，指導信託賬戶投資，接收並記錄投資收益和信託基金發放。
- Trust officers administer estate, personal, charitable, corporate and other types of trusts, direct trust account investments, receive and record investment income and disburse trust funds.
- 抵押貸款經紀人與客戶見面，獲取收入，負債及資產的信息，財產抵押的類型，價格和條件，代表客戶與貸款人或貸款機構協商按揭貸款。
- Mortgage brokers meet with clients to obtain information about income, liabilities and assets, and type, price and condition of property to be mortgaged, and negotiate mortgage loans with lenders or lending institutions on behalf of clients.
任職要求 Employment Requirements
- 通常需要工商管理，電子商務，經濟學或相關領域的大學本科學歷。
- A bachelor’s degree in business administration, commerce, economics or a related field is usually required.
- 雇主可能要求其必須參加由金融機構和組織，如加拿大證券學會，加拿大銀行家協會，特許金融分析師，投資基金公會，加拿大財務規劃研究所與加拿大信託公司研究所提供的各種培訓計劃和課程。
- Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, Institute of Chartered Financial Analysts, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers.
- 可能必需是加拿大財務策劃師標準委員會頒發的個人理財規劃師。
- The designation Personal Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required.
- 出售監管的金融產品和投資，如年金，註冊退休儲蓄計劃和人壽保險的財務策劃師必須具備由適當的領導機構頒發的執照。
- Financial planners who sell regulated financial products and investments, such as annuities, RRSPs and life insurance, are required to be licensed by the appropriate governing body.
- 財務審查員和檢查員可能需要公認的會計資格認證。
- Financial examiners and inspectors may require a recognized accounting designation.
- 在魁北克抵押貸款經紀人需要有房產證，在紐芬蘭和拉布拉多省，新斯科舍省，安大略省，馬尼托巴省，薩斯喀徹溫省，阿爾伯塔省和不列顛哥倫比亞省，抵押貸款經紀人需要有抵押貸款經紀人執照。
- Mortgage brokers require a real estate licence in Quebec and a mortgage broker licence in Newfoundland and Labrador, Nova Scotia, Ontario, Manitoba, Saskatchewan, Alberta and British Columbia.
所有職稱 All Titles
- 客戶經理 account manager
- 管理員，地產 administrator, estate
- 銀行檢查員 bank inspector
- 債券承銷商 bonds underwriter
- 輔導員，證券 counsellor, securities
- 信貸審裁員 credit adjudicator
- 信貸機構檢查 credit agency inspector
- 信用社審核員 credit unions examiner
- 遺產管理人 estate administrator
- 房地產和信託管理員 estate and trust administrator
- 遺產執行人 estate executor
- 估計和程序主計長 estimates and programs controller
- 審核員，信用社 examiner, credit unions
- 審核員，金融機構 examiner, financial institutions
- 遺囑執行人，遺產 executor, estate
- 融資和信貸管理員 – 國際銀行 finance and credit administrator – international banking
- 金融機構審核員 financial institutions examiner
- 金融機構督察 financial institutions inspector
- 財務調查員 financial investigator
- 財務管理人員 financial management officer
- 財務管理人員 – 退休金計劃分析 financial management officer – pension plan analysis
- 財務管理人員 – 項目預算 financial management officer – program budgeting
- 財務策劃師 financial planner
- 理財規劃師 – 個人理財 financial planner – personal finances
- 金融服務顧問 financial services consultant
- 金融承銷商 financial underwriter
- 外國銀行間安排人員 foreign interbanking arrangements officer
- 檢查員，銀行 inspector, banks
- 檢查員，信貸機構 inspector, credit agency
- 檢查員，金融機構 inspector, financial institutions
- 銀行間安排人員 interbanking arrangements officer
- 投資顧問 – 個人理財 investment advisor – personal finances
- 投資顧問 – 個人理財 investment counsellor – personal finances
- 貸款解決方案經理 lending solutions manager
- 抵押貸款經紀人 mortgage broker
- 抵押貸款承銷商 mortgage underwriter
- 個人理財規劃師 personal financial planner
- 個人信託官 personal trust officer
- 證券分析師 – 個人理財 securities analyst – personal finances
- 證券輔導員 securities counsellor
- 證券承銷商 securities underwriter
- 信託官員 trust officer
- 承銷商，證券 underwriter, securities
不包括職稱 Exclusions
- 經濟發展人員（業務開發人員和營銷研究人員和顧問） Economic development officers (in 4613 Business development officers and marketing researchers and consultants )
- 經濟學家（經濟學家和經濟政策研究人員和分析師） Economists (in 4162 Economists and economic policy researchers and analysts )
- 財務及投資分析員 Financial and investment analysts 1112
- 經理,金融和商業服務 Managers in financial and business services 012
- 證券代理商，投資商和經紀人 Securities agents, investment dealers and brokers 1113