目录
简介 Intro
银行，信贷和其他投资经理计划，组织，指挥，控制和评估金融机构或类似企业内的业务部门的各项活动，或工业和商业机构的信贷部门的活动。他们负责业务发展，并按照既定的战略方向和政策管理整体性能。银行经理受雇于银行，信托公司和信用社。信贷经理受雇于信贷部门，百货公司，公用事业公司，汽车经销商，保险公司或其他工业或商业组织。其他投资经理受雇于信用卡公司，消费贷款公司，投资公司，共同基金，抵押贷款投资公司或其他发放贷款，融资和投资的金融机构。
Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments.
主要职责 Main Duties
0122 银行经理执行部分或全部下列职责：Banking managers perform some or all of the following duties:
- 计划，组织，指挥，控制和评估银行，信托公司，信用社或类似金融机构的分支业务或负责管理个人和商业贷款，买卖证券，经营投资基金，管理信托基金，固定资产或其他相关活动的相关部门的分支业务。
Plan, organize, direct, control and evaluate the branch operations of a bank, trust company, credit union or similar financial institution or of a department in such an institution responsible for administering personal and commercial loans, buying and selling securities, operating investment funds, administering trusts, settling estates or other related activities - 确保该机构的政策和程序按照既定方向执行发展，并提出改进建议
Ensure the institution’s policies and procedures are followed according to established guidelines and make recommendations for improvement - 发展业务关系网，促进销售，贷款，投资及其他银行服务的发展，吸引企业和个人客户
Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers - 调研企业和个人客户，回应客户咨询
Interview corporate and individual customers and respond to customer enquiries - 分析，审查并按照授权范围批准或拒绝贷款和信贷申请
Analyze, review and approve or reject loan and credit applications in accordance with authorized limits - 监控处理贷款申请及资信调查
Monitor processing of loan applications and credit investigations - 监督编制月度财务和分支进展报告
Oversee preparation of monthly financial and branch progress reports - 招募员工，并确定他们的培训需要。
Recruit personnel and identify their training needs.
0122 信贷经理执行部分或全部下列职责：Credit managers perform some or all of the following duties:
- 计划，组织，指挥，控制和评估工业或商业组织信贷部门的活动
Plan, organize, direct, control and evaluate the activities of a credit department in an industrial or commercial organization - 管理企业，商业和个人贷款账户
Administer corporate, commercial and personal loan accounts - 向客户推荐与其需求一致的商业和个人金融服务
Advise customers on the commercial and personal financial services corresponding to their needs - 评估和审查信贷申请及抵押，并提出建议
Evaluate and review loan and credit applications and collateral and make recommendations - 按照授权范围批准或拒绝信贷申请，建立信贷限额，并确定还款计划或还款时间安排
Approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits - 确保收集逾期或拖欠帐户
Ensure collection of overdue or delinquent accounts - 根据既定的指导方针和现行法律，确保遵守信贷政策和程序
Ensure credit policies and procedures are followed according to established guidelines and applicable legislation - 准备信贷和贷款报告
Prepare credit and loan reports - 招聘信贷人员，确定培训需求。
Recruit credit personnel and identify their training needs.
任职要求 Employment Requirements
0122 银行，信贷和其他投资经理任职要求 Employment requirements
- 通常需要工商管理，电子商务，经济学或相关领域的大学学位或大专文凭
A university degree or college diploma in business administration, commerce, economics or a related field is usually required. - 大型商业贷款的管理职位可能需要工商管理，金融或管理科学硕士学位
A master’s degree in business administration, finance or management science may be required for the management of large commercial loans. - 可能需要公认的财务资格（CFA、CFP、CIM 或其他）。
- A recognized financial designation may be required (CFA, CFP, CIM or others).
- 通常需要具备公司或其他管理培训计划的经验。
Completion of company or other management training programs is usually required. - 多年行业内的工作经验，包括监管经验
Several years of experience within the industry, including supervisory experience, are required.
所有职称 All Titles
- 客户经理 – 银行、信贷和投资 Accounts manager – banking, credit and investment
- 区域经理 – 银行、信贷和投资 Area manager – banking, credit and investment
- 分行副经理 – 银行、信贷和投资 Assistant branch manager – banking, credit and investment
- 助理消费信贷经理 Assistant consumer credit manager
- 助理企业银行服务经理 Assistant corporate banking services manager
- 信贷经理助理 Assistant credit manager
- 助理运营经理 – 银行、信贷和投资 Assistant operations manager – banking, credit and investment
- 助理区域经理 – 银行 Assistant regional manager – banking
- 银行分行经理 Bank branch manager
- 银行董事 Bank director
- 银行经理 Bank manager
- 银行账户经理 Banking accounts manager
- 银行中心经理 Banking centre manager
- 银行业务经理 Banking operations manager
- 分行行政经理 – 银行、信贷和投资 Branch administrative manager – banking, credit and investment
- 分行经理 – 银行、信贷和投资 Branch manager – banking, credit and investment
- 收集中心经理 Collection centre manager
- 收藏经理 Collection manager
- 收款经理 – 银行或信托公司 Collection manager – bank or trust company
- 商务专员 Commercial attaché
- 商业银行经理 Commercial banking manager
- 商业抵押贷款客户经理 Commercial mortgages accounts manager
- 商业抵押贷款经理 Commercial mortgages manager
- 消费信贷管理实习生 Consumer credit management trainee
- 消费信贷服务经理实习生 Consumer credit services manager trainee
- 企业客户经理 – 银行、信贷和投资 Corporate accounts manager – banking, credit and investment
- 企业银行中心经理 Corporate banking centre manager
- 企业服务经理 – 银行、信贷和投资 Corporate services manager – banking, credit and investment
- 企业信托服务经理 Corporate trust services manager
- 信贷和账户经理 Credit and accounts manager
- 信贷及催收部经理 Credit and collection department manager
- 信贷和收款经理 Credit and collection manager
- 信贷审批及市场开发经理 Credit approval and market development manager
- 信贷领域协调员 Credit area coordinator
- 信用卡中心经理 Credit card centre manager
- 信用卡公司运营经理 Credit card company operations manager
- 信贷经理 Credit manager
- 信用合作社经理 Credit union manager
- 金融服务经理 Financial services manager
- 国际银行经理 International banking manager
- 投资经理 – 银行或信托公司 Investment manager – bank or trust company
- 投资经理 – 银行、信贷和投资 Investment manager – banking, credit and investment
- 贷款和信贷经理 – 银行或信托公司 Loan and credit manager – banking or trust company
- 贷款经理 Loans manager
- 实习贷款经理 Loans manager trainee
- 抵押贷款和消费信贷经理 Mortgage and consumer credit manager
- 抵押贷款经理 Mortgage manager
- 运营经理 – 银行、信贷和投资 Operations manager – banking, credit and investment
- 个人服务经理 – 银行、信贷和投资 Personal services manager – banking, credit and investment
- 个人信托经理 Personal trust manager
- 区域银行经理 Regional bank manager
- 区域收款经理 Regional collection manager
- 区域信贷经理 Regional credit manager
- 高级客户经理 – 银行、信贷和投资 Senior accounts manager – banking, credit and investment
- 高级经理 – 个人金融服务 Senior manager – personal financial services
- 信托公司分行经理 Trust company branch manager
- 信托公司投资经理 Trust company investment manager
- 信托公司经理 Trust company manager
不包括职称 Exclusions
- 高级管理人员 – 财务，通信和其他商业服务Senior managers – financial, communications and other business services [00012]
- 其他商务服务经理 Other business services managers [10029]
- 按揭经纪经理(保险，房地产和金融经纪经理)Mortgage brokerage managers (in [10020] Insurance, real estate and financial brokerage managers )