目录
简介 Intro
保险承销商根据公司的政策，审查和评估保险申请，来确定保险风险，保险费和保险保障程度。保险承销商受雇于保险公司的总部和分支机构。
Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. Insurance underwriters are employed at head and branch offices of insurance companies.
随着经验积累，可能晋升为保险业的管理职位。
Progression to management positions in the insurance industry is possible with experience.
完成加拿大保险协会教育计划，或其省级同行赋予特许保险专业（CIP）的专业认可的保险承销商，作为英国特许保险专业（FCIP）资深会员，还需要完成更多的大学课程。
Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance underwriters to professional recognition as a Chartered Insurance Professional (CIP) and, with additional university courses, as a Fellow, Chartered Insurance Professional (FCIP).
主要职责 Main Duties
- 检查汽车，消防，健康，责任，生命，财产，船舶，飞机和其他保险的个人和团体申请
Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance - 应用医疗报告，费率表及其他文件和参考材料，评估新的和更新的申请，以确定保险风险，保险费，保险保障程度和保险合同的其他条件;调整保费，覆盖范围或风险以接受新的活可能更新的申请。
Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible - 批准保险销售政策和确保遵守政府法规
Approve sale of insurance policies and ensure compliance with government regulations - 为个人或团体保险计划设计提供建议
Provide recommendations on individual or group insurance plan designs - 向包销客户提供建议，回应保险代理人，顾问和其他公司人员的询问
Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel - 准备包销报告，必要时更新保险表格。
Prepare underwriting reports and update insurance forms when necessary.
任职要求 Employment Requirements
- 完成中学学业及具备一般性的保险经验
Completion of secondary school and some general insurance experience - 或大学本科学历，大专以上文凭或中学后教育。
A bachelor’s degree, college diploma or some post-secondary education is required. - 多年的在职培训，以及完成保险业承保的课程和培训计划。
Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.
所有职称 All Titles
- 意外和疾病承保人 – 保险 Accident and sickness underwriter – insurance
- 助理承保人 – 保险 Assistant underwriter – insurance
- 汽车和房屋保险顾问 Automobile and home insurance consultant
- 汽车承保商-保险 Automobile underwriter – insurance
- 锅炉和机械承保人 – 保险 Boiler and machinery underwriter – insurance
- 伤亡保险产品分析师设计师 Casualty insurance products analyst-designer
- 伤亡承保人 – 保险 Casualty underwriter – insurance
- 商业承保人 – 保险 Commercial underwriter – insurance
- 农场承保人 – 保险 Farm underwriter – insurance
- 火灾保险商 – 保险 Fire underwriter – insurance
- 集团承销商 Group underwriter
- 集团承保人-保险 Group underwriter – insurance
- 总公司承保人 – 保险 Head office underwriter – insurance
- 家庭办公室承保人 – 保险 Home office underwriter – insurance
- 保险评级分析师 Insurance rating analyst
- 保险承保人 Insurance underwriter
- 初级承保人 – 保险 Junior underwriter – insurance
- 责任承保人 Liability underwriter
- 人寿承保人 Life underwriter
- 船舶和飞机承保人 – 保险 Marine and aircraft underwriter – insurance
- 海事承保人 – 保险 Marine underwriter – insurance
- 套餐承保人 – 保险 Package underwriter – insurance
- 个人线路承保人 Personal lines underwriter
- 财产承销商 Property underwriter
- 财产承保人 – 保险 Property underwriter – insurance
- 公共责任承保人 – 保险 Public liability underwriter – insurance
- 再保险承保人 – 保险 Reinsurance underwriter – insurance
- 资深承保人-保险 Senior underwriter – insurance
- 担保承保人 – 保险 Surety underwriter – insurance
- 承保人 – 保险 Underwriter – insurance
不包括职称 Exclusions
- 保险代理人和经纪人 Insurance agents and brokers (63100)
- 保险经理（保险，房地产和金融经纪经理） Insurance managers (in (10020) Insurance, real estate and financial brokerage managers )