目錄
簡介 Intro
此單元組包括其他未分類專業融資職稱，如理財規劃師，金融審查員和檢查員，金融調查員，金融承銷商，抵押貸款經紀人和信託官員。他們受僱於銀行，信託公司，投資公司和政府，或者有可能成為自僱人士。
This unit group includes professional occupations in finance not elsewhere classified such as financial planners, financial examiners and inspectors, financial investigators, financial underwriters, mortgage brokers and trust officers. They are employed by banks, trust companies, investment firms and governments, or they may be self-employed.
隨著經驗積累，可能晉升為財務管理職位。
Progression to financial management positions is possible with experience.
儘管這類職位要求具備較高的培訓和資格，但是從事該職業的人還是需要不斷更新自己的技能和追求專業發展。
While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.
主要職責 Main Duties
該小組履行以下部分或全部職責 This group performs some or all of the following duties:
財務審查員和檢查員 Financial examiners and inspectors
- 審查和檢查銀行、信託公司、信用合作社、大眾儲蓄銀行、信貸公司、房地產公司、保險公司、退休基金、證券經紀人和其他金融服務機構和機構，以確保遵守管轄法律和法規。Review and examine banks, trust companies, credit unions, caisses populaires, credit companies, real estate companies, insurance companies, pension funds, securities brokers and other financial services and institutions to ensure compliance with governing legislation and regulations.
財務調查員 Financial investigators
- 調查從事證券和商品期貨交易或提供相關金融服務的個人或公司可能存在的不道德行為或違反證券或商品期貨法的行為。Investigate possible unethical conduct or breaches of securities or commodity futures laws by persons or companies that trade in securities and commodity futures or that provide related financial services.
金融承銷商 Financial underwriters
- 分析客戶的請求，評估股票、債券、抵押貸款或其他融資解決方案的風險和詳細資訊 Analyze clients requests to assess risk and details of stocks, bonds, mortgages or other financing solutions
- 與公司、政府或個人談判確定金融產品的類型和條款，並準備招股說明書或合約 Negotiate with corporations, governments or individuals to determine the type and terms of financial products and prepare offering prospectuses or contracts
- 可以承銷新發行的股票和債券。May underwrite new issues of stocks and bonds.
信託官員 Trust officers
- 管理遺產、個人、慈善、公司和其他類型的信託 Administer estate, personal, charitable, corporate and other types of trusts
- 直接信託帳戶投資、接收和記錄投資收入以及支付信託資金。Direct trust account investments, receive and record investment income and disburse trust funds.
房貸經紀人 Mortgage brokers
- 與客戶會面，獲取有關收入、負債和資產以及待抵押財產的類型、價格和狀況的信息 Meet with clients to obtain information about income, liabilities and assets, and type, price and condition of property to be mortgaged
- 代表客戶與貸方或貸款機構協商抵押貸款。Negotiate mortgage loans with lenders or lending institutions on behalf of clients.
任職要求 Employment Requirements
- 通常需要工商管理，電子商務，經濟學或相關領域的大學本科學歷。
- A bachelor’s degree in business administration, commerce, economics or a related field is usually required.
- 雇主可能要求其必須參加由金融機構和組織，如加拿大證券學會，加拿大銀行家協會，特許金融分析師，投資基金公會，加拿大財務規劃研究所與加拿大信託公司研究所提供的各種培訓計劃和課程。
- Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, Institute of Chartered Financial Analysts, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers.
- 可能必需是加拿大財務策劃師標準委員會頒發的個人理財規劃師。
- The designation Personal Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required.
- 出售監管的金融產品和投資，如年金，註冊退休儲蓄計劃和人壽保險的財務策劃師必須具備由適當的領導機構頒發的執照。
- Financial planners who sell regulated financial products and investments, such as annuities, RRSPs and life insurance, are required to be licensed by the appropriate governing body.
- 財務審查員和檢查員可能需要公認的會計資格認證。
- Financial examiners and inspectors may require a recognized accounting designation.
- 在魁北克抵押貸款經紀人需要有房產證，在紐芬蘭和拉布拉多省，新斯科舍省，安大略省，馬尼托巴省，薩斯喀徹溫省，阿爾伯塔省和不列顛哥倫比亞省，抵押貸款經紀人需要有抵押貸款經紀人執照。
- Mortgage brokers require a real estate licence in Quebec and a mortgage broker licence in Newfoundland and Labrador, Nova Scotia, Ontario, Manitoba, Saskatchewan, Alberta and British Columbia.
所有職稱 All Titles
- 信用評審員 Credit adjudicator
- 信用合作社審查員 Credit unions examiner
- 遺產和信託管理員 Estate and trust administrator
- 金融機構稽查員 Financial institutions inspector
- 金融調查員 Financial investigator
- 金融承銷商 Financial underwriter
- 抵押貸款經紀人 Mortgage broker
- 信託官員 Trust officer
不包括職稱 Exclusions
- 經濟發展人員（業務開發人員和營銷研究人員和顧問） Economic development officers (in 4613 Business development officers and marketing researchers and consultants )
- 經濟學家（經濟學家和經濟政策研究人員和分析師） Economists (in 4162 Economists and economic policy researchers and analysts )
- 財務及投資分析員 Financial and investment analysts 1112
- 經理,金融和商業服務 Managers in financial and business services 012
- 證券代理商，投資商和經紀人 Securities agents, investment dealers and brokers 1113